What's New

October 12, 2026

• Board meeting pages now check that linked tasks and votes belong to your community before showing them.
• Email confirmation errors are now logged without any personal details.

October 10, 2026

• You no longer pick a statement type when you upload. HOA King reads the document and works out whether it is a budget, income statement, treasurer report, balance sheet or trial balance, then puts the figures where they belong.
• Uploaded budgets now become your annual budget automatically, and HOA King flags it if the line items do not add up to the stated total.
• The Financial Dashboard now shows figures from your uploaded financial statements, even if you have not imported any bank transactions.
• Budget variance now reflects the time of year. HOA King compares spending to date against what the budget expected by that date, projects the year-end total, and labels each area as Saving, On track, At risk of going over, Over budget, or Reserve contributions behind plan.

October 9, 2026

• Each community now has one shared monthly AI budget across all AI tools. Founding communities have no limit.
• AI screens now tell you before you start if something is missing, such as a document to upload or a full question, and link you to the right page.
• New accounts get 48 hours to confirm their email address before AI features pause. You can resend the confirmation link from any AI screen.
• If an AI request times out or fails, it does not count against your budget.
• If you delete your account and come back within 90 days, you can reactivate it with an emailed link.

October 9, 2026

• Updated Privacy Policy: it now lists every AI feature, including Board Copilot, AI meeting minutes, anomaly detection, playbook guidance and PDF text extraction, and explains how your original uploads are stored.
• Deleting your account, your community, or all your data now also deletes your original uploaded files from cloud storage.

October 8, 2026

• Stronger protection against other websites embedding HOA King℠ pages.
• Spreadsheet exports of action items now open safely in Excel, Google Sheets and Numbers. Text that looks like a formula is always shown as plain text.
• Security researchers can now find our contact details in a standard security.txt file.

October 7, 2026

• Schedule a board meeting and get a standard agenda right away. Directors are pre-filled for roll call, unapproved minutes from the last meeting are added for approval, and the meeting appears on your compliance calendar.
• The agenda suggests items from your open business: overdue action items, open votes, upcoming deadlines, active escalations, the latest board report and unapproved minutes. Add, edit and reorder items, then download the agenda as a PDF.
• Run the meeting from one screen: take attendance, record quorum, keep notes for each item and record motions. Each motion is saved to Votes, and a passed motion creates an “Implement” action item.
• Follow-up tasks become action items, and you can mark linked items, deadlines and escalations as resolved during the meeting.
• Build the minutes from what was recorded, or draft them with AI. The AI uses only the facts captured and writes “TBD” where something is missing. Approve the minutes to lock the record and download them as a PDF.
• Board Meetings now has its own section in the board report and Board Copilot, and the governance and budget playbooks link straight to it.

October 4, 2026

• Subscribe to your community’s compliance calendar from Google Calendar, Outlook or Apple Calendar. Contract renewals, insurance deadlines, playbook steps and custom events all show up next to your other appointments.
• One click adds it to Google Calendar. The feed is read-only and refreshes automatically, so new deadlines appear without any extra work.
• Community owners and admins control the feed. They can reset its private address at any time or turn it off completely.
• Fixed: bank statements that write dates as month/day/four-digit year (for example 3/5/2026) are now imported in the correct year.

September 29, 2026

• Six guided playbooks walk the board through the year: budget build, property & reserve review, insurance & risk review, contracts & vendor review, the annual governance cycle, and professional & compliance work.
• Pick a deadline and every step is scheduled backward from it. Progress, notes, and who completed what are saved, so any board member can pick up where the last left off. One click adds the steps to your compliance calendar.
• Each step links straight to the module it relies on, shows what your own data says, and can draft short AI guidance on request. It is always advisory.
• The new Escalation Advisor recognizes situations where boards commonly bring in a professional, such as structural danger, legal demands, fair-housing concerns, liens, suspected fraud, data exposure, contested votes, coverage disputes, and construction defects. It then suggests who to consider.
• Suggestions never block your work: dismiss or snooze them, tune the sensitivity, or switch individual triggers off. Every suggestion and response is recorded in the governance audit trail.

September 23, 2026

• Track every vendor contract in one place — type, term dates, value, auto-renewal status, and renewal/termination alerts 30, 60, and 90 days ahead so nothing slips through the cracks.
• Manage insurance policies and claims side by side: property, liability, D&O, umbrella, workers comp, and more — with 90-day renewal lead alerts and a full incident/claims log.
• A unified compliance calendar auto-populates from contract and insurance dates, plus any custom events you add — filterable by type, status, and upcoming window so the board always knows what is due.
• Contracts and insurance now feed into the Monthly Board Report, Risk Radar, and Board Copilot — expired or expiring items surface as risks automatically, and the copilot can cite them when answering questions.

September 23, 2026

• Plan and track big-ticket improvements end to end: a visual pipeline board moves each capital project from idea to planning, bidding, approval, in-progress, and completion.
• Build a vendor directory — keep contacts, categories, license and insurance details, ratings, and notes in one place, with at-a-glance alerts when a vendor’s insurance is expiring.
• Capture and compare bids side by side on any project — lowest, highest, average, and spread are calculated for you, so the board can weigh price against timeline and warranty at a glance.
• See the whole program on a timeline: a Gantt-style view lays out every scheduled project across the months ahead, highlighting anything running past its target date.
• Capital projects now flow into the Monthly Board Report and Board Copilot, so your pipeline, budgets, and reserve-funded work are part of the big picture.

September 15, 2026

• Predictive Risk Radar — forward-looking risk surface that combines reserve trajectory, receivables trends, asset health decline, operating cash pressure, and governance signals into a ranked, explainable early-warning system.
• Adjustable time horizon (1, 3, or 5 years) lets you see near-term urgency or longer-range exposure.
• Each risk card explains why it was raised, estimates the dollar exposure where data allows, and links directly to the underlying module for drill-through investigation.
• Risk Radar insights are wired into Board Copilot and the Monthly Board Report for cross-module reasoning.

September 15, 2026

• Meet Board Copilot: ask a question in plain English and get one answer that reasons across every area of your association at once.
• Copilot connects the dots between your reserves, budget, receivables, anomalies, assets, work orders, governance, and documents — so questions like “Can we afford a big repair next year?” get a complete, joined-up answer.
• Every answer cites the areas it drew from, so you can see exactly where the reasoning came from.
• Advisory by design: Copilot lays out what the data suggests and the trade-offs, points you to a professional when a question calls for one, and never invents figures — if an area has no data yet, it tells you.
• Ask follow-up questions in a natural back-and-forth, with suggested starter questions to get going.

September 13, 2026

• New Monthly Board Report: generate a complete, board-ready summary of your association for any month in a single click.
• Plain-language narrative written for you — an executive summary plus a clear write-up for every area you track, from operating cash and reserves to receivables, assets, work orders, governance, and open action items.
• Important items are surfaced automatically, with gentle notes on what to watch and when it may be worth consulting a professional.
• Preview the full report on screen, then download a polished, branded PDF ready to drop into your meeting packet.
• Every report you generate is saved for easy access, so you can reopen or share prior months anytime.

September 6, 2026

• Improved text contrast on the homepage so step labels and secondary text are easier to read and meet WCAG AA accessibility standards.

September 5, 2026

• Financial tracking now centers on statement uploads — import your bank statement as a CSV to automatically classify transactions, or upload P&L and balance-sheet PDFs, all with no third-party bank login required.
• The live bank-connection (Plaid) option has been retired to keep your community’s financial data simple and self-contained.

September 5, 2026

• Forgot your password? A new "Forgot password?" link on the sign-in page lets you request a secure reset link sent straight to your email — no need to contact your board or an admin.
• Reset links are single-use and expire after 60 minutes, with built-in rate limiting to keep accounts safe from abuse.
• The same password-strength rules that protect new accounts also apply to resets — your new password must meet length and complexity requirements before it is accepted.

September 4, 2026

• Live bank-account balances are now a premium feature — communities on an active paid plan can connect accounts through Plaid and see real-time operating and reserve balances right on the dashboard.
• Communities still exploring HOA King on a free trial will see a preview of the bank-connection feature with a clear path to upgrade when they are ready to commit.
• The onboarding checklist now highlights premium features with a gold badge, so your board always knows which capabilities unlock with a paid plan.

September 4, 2026

• New Board Votes module — draft motions, open voting, and close with automatic outcome calculation (simple majority, two-thirds, or unanimous). Every board member can cast and change their vote while voting is open.
• Full governance audit trail — every vote created, opened, closed, cast, and cancelled is logged with timestamps, so your board always has a clear record of how decisions were made.
• Notice-period tracking — record when owners were notified before a vote and get warnings if voting opens before the required notice period has elapsed.
• Automatic action items — when a vote passes, an action item is automatically created and linked back to the vote, so follow-through is never lost.

September 4, 2026

• Connect your HOA operating bank account securely through Plaid — see live available and current balances right on your dashboard and Financial Dashboard without manually uploading statements.
• Link multiple bank accounts and view them side by side with individual account details, last-synced timestamps, and a combined total balance.
• Disconnect or reconnect accounts at any time — only board admins can manage bank connections, and your credentials are never stored on our servers.

September 2, 2026

• Creating an account now requires an explicit, one-tap agreement to the Terms of Service and Privacy Policy — the exact versions you are agreeing to are shown right on the sign-up form.
• Each agreement is securely recorded with a date-and-time stamp for your records, so there is always a clear history of what was accepted and when.
• Refreshed our Privacy Policy for clarity — it now spells out how sensitive transaction details are automatically kept private from AI analysis when you turn on the “Limit the Use of My Sensitive Personal Information” control, and clearly describes how account-agreement acceptance is recorded.

September 2, 2026

• New Work Orders module — create, assign, and track maintenance tasks across your community's assets. Each work order captures priority, due dates, cost estimates vs. actuals, and the full status lifecycle (open → in progress → on hold → completed).
• Built-in root cause analysis — categorize what went wrong (plumbing, electrical, structural, weathering, wear, and more) and flag issues as recurring so patterns become visible over time.
• Recurring issue detection — the system automatically surfaces assets with repeat problems of the same type, so your board can spot chronic maintenance trends before they escalate.
• Quick-link from Assets — tap the wrench icon on any asset card to create a work order pre-linked to that asset.

September 1, 2026

• When you enable the "Limit the Use of My Sensitive Personal Information" toggle in Account settings, transaction descriptions that mention medical providers, mental-health services, reproductive-health clinics, or religious organizations are now automatically replaced with a generic label before being sent to AI for classification or anomaly analysis — the original description stays in your encrypted records and is still visible to your board.
• The new protection applies to both the Financial Dashboard CSV import and the Anomaly Detection scan, so sensitive-category details never leave your systems when the toggle is on.

September 1, 2026

• Your Privacy Policy now includes clear, state-by-state summaries of your data rights for California, Colorado, Connecticut, Virginia, Texas, Oregon, Montana, New Hampshire, New Jersey, and Utah — each with a direct link to that state’s regulator for appeals.
• When your browser sends a Global Privacy Control signal, HOA King now shows an on-screen confirmation that we detected it and turned off non-essential tracking.
• Refreshed our AI transparency wording to reflect the latest status of Colorado’s AI law, including its current 2027 timeline.

August 31, 2026

• New Asset Registry keeps all of your community’s major assets — roofs, HVAC, paving, pools, elevators, and more — in one organized place.
• Every asset gets an easy-to-read lifecycle health score from 0 to 100, so your board can see at a glance which items are healthy and which need attention.
• Scores combine three practical signals: how much of the asset’s expected life has been used, its reported condition, and how recently it was inspected.
• Color-coded health bands — Healthy, Watch, At Risk, and Critical — make prioritizing repairs and replacements simple.
• A portfolio overview shows your average health score, how many assets are at risk, what needs replacing within five years, and the total replacement value on record.
• Record helpful details for each asset: category, location, install year, expected useful life, replacement cost, condition, manufacturer, model and serial numbers, and notes.
• Overdue-inspection reminders flag assets that haven’t been checked in a while, so nothing slips through the cracks.
• Filter and search your registry by health, category, or keyword, and the dashboard checklist now includes a step to build your asset registry.
• Health scores are advisory triage aids — a helpful starting point, not a replacement for a professional condition assessment or reserve study.

August 30, 2026

• New Anomaly Detection tool on the Financials page — scan your imported bank transactions for patterns that deserve a closer look.
• Seven detection rules run automatically: duplicate transactions across imports, unusually large amounts, large round-number payments, weekend expenses, rapid repeat payments to the same vendor, category outliers, and first-time vendors with big invoices.
• Each flagged anomaly comes with a plain-language explanation of why it was flagged and what the board should verify.
• Manage alerts with a simple workflow: mark them as acknowledged, escalate for further review, or dismiss if they check out.
• Filter alerts by status (open, acknowledged, dismissed, escalated) and see severity at a glance — critical and high-priority items are highlighted.
• Expand any alert to see the specific transactions involved, with dates, descriptions, categories, and amounts.
• Dashboard checklist now includes an anomaly-scan step so you remember to review your financials regularly.
• All analysis is advisory — a reminder on every alert that this is not a substitute for a forensic accountant when formal investigation is needed.

August 29, 2026

• The Documents area is now a persistent library — keep all of your governing documents in one place instead of working with just one file at a time.
• Organize by type when you upload: CC&Rs, Bylaws, Rules & Regulations, Articles of Incorporation, Policies & Resolutions, Amendments, Plats, and more.
• Ask a question across your entire collection at once, and the answer draws from every relevant document — not just a single upload.
• Prefer to focus? You can still search within one specific document whenever you want.
• Every answer now shows exactly which documents it was drawn from, so you can see and verify the sources behind each response.
• When documents disagree — for example, a rule that appears to go beyond what the CC&Rs allow — the assistant points out the potential conflict.
• Each document in your library shows its type and live processing progress, and you can remove any document with one click.
• A clear reminder on every answer that this information is advisory and not a substitute for advice from a qualified attorney.

August 1, 2026

• New "Your Privacy Choices" page explains, in plain language, that we do not sell or share your personal information and how we honor Global Privacy Control browser signals.
• Bank account and routing numbers are now automatically detected and masked when you import a bank statement or receivables file, so full account numbers are never stored.
• New "Limit the Use of My Sensitive Personal Information" control in Account settings lets you record a formal privacy directive with one toggle.
• Homeowners who are not account holders can now submit privacy requests through a dedicated form, with a board-verified identity check to keep everyone's data safe.
• Clearer cookie and consent controls: analytics only load after you accept, and declining is always respected.
• Updated Privacy Policy with a new section on sensitive personal information and clearer language on how AI supports — but never replaces — human board decisions.

August 1, 2026

• New Action Items page lets your board track every decision, task, and follow-up in one place.
• Create action items with a title, description, assignee, due date, and priority (Low, Medium, High, Urgent).
• Assign tasks to any board member — assignees can update the status of their own items.
• Overdue items are visually flagged with a red badge so nothing slips through the cracks.
• Filter by status, priority, or toggle "My Items" to see only what's assigned to you.
• Sort by due date, priority, or status to focus on what matters most.
• Export your action items to CSV for meeting minutes or offline tracking.
• KPI summary cards show total, open, in-progress, done, cancelled, and overdue counts at a glance.
• Dashboard checklist now includes an action-items step to help you get started.

July 31, 2026

• New Receivables page lets you see exactly who owes what, with totals for billed, collected, and outstanding amounts at a glance.
• Delinquency aging buckets (Current, 30-day, 60-day, 90+ day) make it easy to spot overdue accounts and prioritize follow-up.
• Collection-rate KPI shows your community's overall payment health as a percentage.
• Monthly delinquency trend chart tracks whether outstanding balances are growing or shrinking over time.
• Add assessment entries one at a time or import them in bulk from a CSV file — perfect for migrating from a spreadsheet.
• Filter and sort the full assessment register by status, due date, balance, or unit to quickly find what you need.
• Dashboard now includes a receivables checklist item to help you get started.

July 25, 2026

• New Dashboard is now your landing page after sign-in — an at-a-glance executive view of your community instead of jumping straight into documents.
• See your HOA identity front and center: community name, unit count, your role, and how many board members have access.
• Active users list shows everyone in your community along with when they last signed in.
• Red / yellow / green financial health signal tells you at a glance whether your financial records are current, getting stale, or missing.
• Guided next-steps checklist tracks your setup progress — from uploading governing documents to importing statements and inviting your board — with quick links to finish each step.

July 24, 2026

• Install HOA King right to your phone or tablet home screen for a full-screen, app-like experience — no app store required. Just tap “Add to Home Screen” from your browser.
• Smoother sign-in on mobile: your device password manager and saved logins now fill in your email and password automatically.
• Polished the installed experience with the HOA King app icon, splash colors, and full-screen edge-to-edge display on modern phones.

July 24, 2026

• New Financial Statements module — upload P&L, balance sheet, treasurer report, or trial balance PDFs and let AI extract every line item automatically.
• Review extracted data in an organized table with revenue, expenses, and other categories. Edit any line item the AI got wrong before accepting.
• See at-a-glance totals for revenue, expenses, net income, assets, liabilities, and reserve balance pulled directly from your statements.
• Financial data is encrypted at rest for extra security.
• Access Financial Statements from the Financial Dashboard via the new link card.

July 24, 2026

• New Scenario Planner on the Living Reserve Model — adjust contribution amounts, annual increases, investment returns, and inflation rates with interactive sliders to see how different funding strategies affect your 30-year projection.
• Compare what-if scenarios side by side against your baseline projection on the chart, with a purple overlay line showing the scenario outcome.
• Save and name your favorite scenarios for quick recall. Load a saved scenario to pick up where you left off.
• New Fund Transfers section — record actual operating-to-reserve fund movements so your reserve balance reflects real funded amounts, not just the study's starting point.
• Reserve projection now automatically adjusts for recorded transfers, showing your true adjusted starting balance.
• Fixed a login issue where some users had to enter credentials twice before reaching the verification prompt.

July 21, 2026

• Every new community now starts with a 30-day free trial — full access to all tools, no credit card required.
• Added a new Billing page where board owners and admins can subscribe, see how many trial days remain, and manage their plan.
• A friendly reminder now appears as your trial nears its end, so access never stops by surprise.
• Subscriptions are per community — one plan unlocks every tool for your whole board.

July 21, 2026

• Board members can now join your community via a shareable invite link — no manual setup needed.
• Owners and admins can manage team members: change roles, remove members, or transfer ownership.
• Members with a read-only role can view all community data without the ability to modify documents, budgets, or financial records.
• Users who belong to multiple communities can switch between them instantly from the Account page.
• Write operations (uploads, analysis, imports, budget editing) are now restricted to owners and admins for tighter data governance.

July 19, 2026

• Added CSRF (cross-site request forgery) protection on all state-changing actions — every API request now carries a verified token that prevents malicious third-party sites from acting on your behalf.
• Signups from disposable or temporary email services are now blocked to prevent abuse.
• Stale operational records (rate-limit counters, processing diagnostics) are now automatically cleaned up to keep the database lean and aligned with our data-retention commitments.

July 19, 2026

• New accounts now require a stronger password — at least 10 characters with a mix of character types. Passwords that have appeared in known data breaches are automatically rejected.
• All user-submitted text (names, community names, privacy requests) is now sanitized before storage as an extra defense against code injection.
• Sessions for deleted accounts are now invalidated immediately, so a stale login can no longer access protected features.

July 19, 2026

• Accounts are now temporarily locked after repeated failed login or verification attempts, protecting against brute-force attacks.
• Rate limiting is now enforced on sign-up, document uploads, Q&A, and all analysis endpoints to prevent abuse.
• An unused legacy login endpoint has been removed, reducing the attack surface.
• Browser permissions are tightened — the app now explicitly disables access to payment, USB, and sensor APIs it does not use.

July 19, 2026

• Uploading long or scanned documents — including county-recorded copies — is now fast and dependable. Your upload is accepted right away instead of appearing to freeze.
• A live progress bar shows exactly which page is being read and how much is left, so you always know it is working.
• Long documents are now read in full — no more silently cutting off later pages, so answers can draw on the entire document.
• The maximum file size has been increased so larger, higher-resolution scans go through.
• If you navigate away mid-upload, processing picks up right where it left off when you return.

July 18, 2026

• Fixed how uploaded statements read large dollar amounts — figures like $21,000.00 are now imported in full instead of being cut off, so your totals and charts are accurate.
• The category filter on the Financials dashboard now updates everything at once — the summary cards, the spending-by-category chart, and the transaction list all reflect your selection.
• Re-uploading an overlapping statement no longer double-counts transactions that appear in more than one file.
• Exporting your data now shows a clear confirmation once the download starts.
• You can now edit your name and community details directly from your Account page.
• Confirmation prompts for permanent actions are now built into the app with a clearer, more accessible design.

July 18, 2026

• You are now automatically signed out after one hour of inactivity, with a friendly warning in the final minute so you can stay signed in.
• New Danger Zone on your Account page lets you permanently delete your account and personal data.
• Communities can now be deleted, but only with the concurrence of a second member — one owner or admin requests it and another member confirms before anything is removed.

July 18, 2026

• Create an annual operating budget with line items for each expense category.
• Optional monthly breakdown lets you distribute amounts unevenly across the fiscal year.
• Real-time variance report compares your budget against actual uploaded transactions.
• KPI cards show total budget, actual spend, variance amount, and variance percentage at a glance.
• Interactive chart plots monthly budgeted vs actual spending with cumulative trend lines.
• Category breakdown table flags each line as Under Budget, On Track, or Over Budget.

July 18, 2026

• Reserve studies now persist as a living model — every component extracted from your study becomes an editable line item you can update as conditions change.
• A new 30-year reserve fund projection shows your expected balance, contributions, and scheduled replacements year-by-year, with color-coded funding health indicators.
• Click any year in the projection to see exactly which components are scheduled for replacement and how much they will cost.
• Compare two reserve studies side by side with the study-to-study diff report — see which components were added, removed, or changed between studies.
• Special assessment risk alerts warn you when the fund is projected to go negative.

July 18, 2026

• Set up your HOA as a community in HOA King — all documents, reserve studies, and financial data are now shared with your fellow board members.
• Invite other board members with a simple invite code from your Account page.
• Original uploaded files (PDFs and CSVs) are now stored securely in the cloud so you can re-download them anytime.
• Your community name appears in the header so you always know which board you are working in.

July 18, 2026

• Sensitive transaction descriptions and saved analysis details now receive an additional layer of authenticated encryption while stored.
• Reserve and financial processing requests now carry a reference that helps support trace timeouts and technical failures without recording uploaded content.
• Privacy-safe processing diagnostics are automatically removed after 30 days.

July 18, 2026

• See a rolling 12-month income, expense, and net-balance projection built from your own saved financial history.
• Review projected monthly cash flow and annual spending needs by category to help prepare the next HOA budget.
• Forecasts use matching calendar-month history when available to better reflect seasonal spending patterns.

July 18, 2026

• Your saved financial data now returns automatically when you revisit the dashboard or sign back in.
• Uploaded statements combine into one continuous financial picture while overlapping transactions are kept from being counted twice.
• Switch between this month, this quarter, year to date, the last 12 months, all time, or your own custom date range.
• Income, expenses, category charts, and transaction details update together for the period you choose.

July 18, 2026

• Clearer privacy disclosures that name the AI providers who help analyze your documents and explain exactly what is sent and what we store.
• You can now export a full copy of all your data, or permanently delete it, right from your Account page.
• Delete individual saved analyses, imports, and documents with one click from each tool.
• Added extra checks on uploaded files so only valid documents flow through the app.
• Every upload now shows a short reminder about how your document is processed, with tips to redact sensitive details first.

July 18, 2026

• Added a Privacy Policy and Terms of Service so you know exactly how your data is handled.
• New consent banner lets you control analytics and cookie preferences.
• Submit data requests (access, deletion, correction) right from the app.
• Multi-factor authentication (TOTP) adds an extra layer of account security.
• Sign in with Google for a faster, one-click login experience.
• Charts and visuals render more reliably across devices.
• Fresh app icon for a polished look when you bookmark or add HOA King to your home screen.

July 18, 2026

• Introduced this What’s New page so you can follow every improvement we ship.
• Added a handy “back to top” button that appears as you scroll down any page.
• Refreshed the header logo for a cleaner, crisper look.

July 18, 2026

• Create an account with email or Google to keep your work in one place.
• Your reserve studies and financial reviews are now saved so you can revisit them anytime.
• Tell us your community size at sign-up so we can match you to the right plan.

July 18, 2026

• Ask plain-English questions about your governing documents and get instant answers.
• Turn reserve studies into clear, board-ready funding insights.
• Organize and categorize your HOA’s finances in a few clicks.
• Sign in and try every tool instantly with built-in sample data — no file upload required.